Choiceone Financial Services Inc

$32.18
Market Cap 482.12M
ROE 12.3%
Gross Margin 100.0%
Debt/Equity 0.5
Current Ratio 0.0
Revenue QoQ 135.0%
EPS QoQ -1.7%
F-Score 5

About

ChoiceOne Financial Services, Inc., is a bank holding company. The Company's wholly owned subsidiary, ChoiceOne Bank (the Bank) is a full-service banking institution that offers a variety of deposit, payment, credit and other financial services to all types of customers. These services include time, savings, and demand deposits, safe deposit services and automated transaction machine services. Its commercial lending covers categories, such as business, industry, agricultural, construction, inventory and real estate. The Bank's consumer loan department makes direct and indirect loans to consumers and purchasers of residential and real property. The Bank's primary market area lies within portions of Kent, Muskegon, Newaygo and Ottawa counties in Michigan in the communities where the Bank's offices are located. As of December 31, 2011, the Bank served these markets through 13 full-service offices.

Exchange
NASDAQ
Sector
Financial Services
Industry
Banks - Regional

Sector context

Financial Services

Undervalued

Trading at a discount to sector peers

P/E
8.75
vs median 22.85
P/B
1.04
vs median 4.02
ROE
0.12
vs median 0.16

Decent quality with acceptable fundamentals

Small-cap company with higher volatility

Similar companies

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