About

Citizens & Northern Corporation (Corporation) is a bank holding company whose principal activity is community banking. The Company's subsidiary is Citizens & Northern Bank (the Bank). The Corporation's other wholly owned subsidiaries are Citizens & Northern Investment Corporation and Bucktail Life Insurance Company (Bucktail). Bucktail reinsures credit and mortgage life and accident and health insurance on behalf of C&N Bank. Corporation was formed to engage in investment activities. C&N Bank provides a range of banking services, including deposit and loan products for personal and commercial customers. The Bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management. C&N Bank formed a subsidiary, C&N Financial Services Corporation (C&NFSC), which is a licensed insurance agency that provides insurance products to individuals and businesses.